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Voted Best Insurance Agency
in Northern Michigan






Specializing in Personal & Commercial Insurance Services






Your vehicle is a central part of your lifestyle. It is your connection between all of the important places you go every day. We will create an insurance plan that is tailored to the coverage you need.

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We know that no two businesses are alike. Whether you need property insurance for your restaurant or dealer’s blanket coverage to protect the cars at your dealership, we can help meet your specific insurance needs. Learn More...



Your home is likely the largest investment you will ever make. You work hard for all that you have, and you need to be protected in the event of a loss. 

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If you have others who depend on you financially, it is very likely that you need life insurance. Life insurance can give security to you and to the ones you love.

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Pet insurance reimburses you for your dog or cat’s unexpected medical bills. Give your entire family the protection they deserve.

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At Bay View Insurance, we are committed to providing you with top-notch quality service and coverage at an affordable price. Let our team do the shopping so you don’t have to! Not only will you receive top-notch service at our local insurance office, we will shop different companies for you to find the best rate and coverage. We are associated with several highly rated insurance companies. This means you will receive great service when it matters most- when you have a claim. We have excellent relationships with the claim representatives at our partner companies & we work for YOU to make sure you get fair & prompt claims service.


We are committed to being local in our community. We are owned locally, have local associates in our office, and we try to work with local professionals from our partner companies. This matters at a time when many businesses are selling to larger corporations, exporting services and using call centers. We are locally anchored! You can’t go wrong with our high quality service and great rates. We have a wide line of insurance services and policies to suit your needs. With over 80 years of combined experience, you can expect prompt, honest, knowledgeable service from our licensed agents and team.


You have nothing to lose! Call us today to get affordable, quality coverage for all your insurance demands. Speak with a licensed agent immediately by calling 231-941-2244 for your hassle free quote.

about us


Phone: 231-941-2244  |  Fax: 231-941-2208

Don Nowka

Principal / Agent

Don has been in the insurance industry since 2002. He has experience in claims, underwriting and marketing for an insurance company. In 2016 he purchased Bay View from Bridget and Grady and has continued the legacy they started by striving to exceed clients service expectations and ensuring they have the coverage that is right for them. Don specializes in commercial accounts, personal lines and life insurance for Bay View. In his spare time, he enjoys spending time outdoors with his wife, Liz and the dogs.

Christine Martinson


Chris has been with Bay View 2010 and in the local insurance industry for over 20 years. She is multi-faceted and has both personal and commercial lines insurance experience. Chris was born and raised in Leelanau County and currently resides in Suttons Bay with her husband Don.

Ben Gareiss


Ben Gareiss has been a member of the Bay View insurance team since June 2019.
He has been in the insurance industry since 2014. Ben specializes in personal, commercial & life insurance. He gets joy out of helping people find the best coverage at the best price to fit all their insurance needs.
He is a member of the Traverse city young professionals and you will also find him participating in or volunteering at many of the local races in our area.
In his free time Ben loves to spend time with his family at the beach, biking or camping in Traverse city’s outdoor recreation paradise!

Ketha Rosingana

Customer Service Representative / Claims

Ketha has been with Bay View since 2009. She & her husband George enjoy everything outside recreationally, including biking, hiking, camping, travelling, along with spending time with their three children and grandchildren.

Forrest & Finn

The Office Dogs

Forrest & Finn bring zero experience in insurance and they will never have any. What they lack in experience they make up for with licks, tennis ball retrieval and an abundance of good natured kindness. They love our team and our customers and we love them back! Forrest & Finn currently reside in Traverse City and enjoy doing the same things at home as they do at work with the addition of swimming and chasing squirrels.

Bridget Jordan


Bridget started the agency in 1997 with her husband Grady. She specializes in commercial lines and is a jack of all trades in the office. She enjoys spending time with her family and traveling.

Julia Peterman


Julia has been with Bay View since 2006. She became an agent after one year and has grown with the team ever since. She specializes in personal lines and is our agency trainer. Julia was married to her husband Brad in 2013 and enjoys spending time with their horses, dogs and cats.

Charron Richley

Customer Service Representative

Charron lives in Manistee and has been in the insurance industry as a licensed agent for over 20 years. She very much enjoys insurance and loves to work with clients to understand different coverages in the unique facets of insurance. Her hobbies include crafts, gardening, boating, and she loves all animals! She has two children and two step children.

Dawn Herman

Customer Service Representative

Dawn joined our team in November of 2019 after working 19 years in the wireless industry. Dawn was raised in Suttons Bay. She has one daughter Justine and son in law Ryan. In her spare time Dawn and her boyfriend Mike enjoy spending time with their family and friends, hiking, boating, fishing kayaking and being outside enjoying everything Michigan has to offer.

Janae Finzel


Born and raised in Traverse City. Me and my husband Bill enjoy spending time with our three Children Jujuan, Tessa and Alie, our adorable granddaughter Isabella and looking forward to meeting our second granddaughter on the way. In my spare time I enjoy listening to all kinds of music, cooking and baking, spending time with family and friends, camping and traveling with my husband to see new things.

our team

4200 3 Mile Road N
Traverse City, Michigan 49686


Call: 231-941-2244
Fax: 231-941-2208

Monday - Thursday:  8:30am - 5:00pm
Friday: 8:30am - 4:30pm
After hours available by appointment.

For any general inquiries, please fill in the following contact form:

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